Has your credit score taken a beating almost to the point where you would rather not know the score? How do you get on the path to recovering that score?
Most people and companies would have you think that it is simply sending letters to the three major credit bureaus and getting derogatory remarks removed from your credit report. However, just because you challenge the bad marks on your credit does not mean your credit score will improve. In fact, if you challenge a derogatory mark on your credit and the challenge is found to be false, it actually could cause your credit score to drop. So what should you do? Have a Credit Strategy.
We have found that the only way to restore your credit is to have a Credit Strategy. Our Credit Coaching Program will look at your overall credit report and craft a “strategy” that will work for your particular credit report. No two credit reports are alike so you cannot take the same approach with each one.
Credit Repair companies may artificially spike your score while your challenges are in review (which temporarily makes you feel good), but a couple months later and your score is even WORSE than before! Our program takes you through a six month step-by-step and easy-to-follow strategy that will actually improve your score based on the fundamentals of the credit system. No games - we just help you prove to the credit bureaus that you are credit worthy and that banks can trust lending you money.
So if you’re trying to purchase or refinance a home or car, show the lenders you ARE worthy!
Cliff Pape
Home-Buddies
Having Credit History Counts Even More Than Bad Credit | Home-Buddies said,
July 17, 2008 @ 1:45 pm[...] Find a reliable person who has experience in reading and evaluating your credit report (not just any credit repair company), who then can give you a personal credit strategy to [...]